Terms And Conditions

Introduction

These Website Standard Terms and Conditions written on this webpage shall manage

your use of our website, CornerstoneAdjustmentGroup.com accessible at CornerstoneAdjustmentGroup.com.

These Terms will be applied fully and affect to your use of this Website. By using this

Website, you agreed to accept all terms and conditions written in here. You must not

use this Website if you disagree with any of these Website Standard Terms and

Conditions.

Intellectual Property Rights

Other than the content you own, under these Terms, Cornerstone Adjustment Group, LLC and/or its

licensors own all the intellectual property rights and materials contained in this Website.

You are granted limited license only for purposes of viewing the material contained on

this Website.

Restrictions

You are specifically restricted from all of the following:

 publishing any Website material in any other media;

 selling, sublicensing and/or otherwise commercializing any Website material;

 publicly performing and/or showing any Website material;

 using this Website in any way that is or may be damaging to this Website;

 using this Website in any way that impacts user access to this Website;

 using this Website contrary to applicable laws and regulations, or in any way may cause

harm to the Website, or to any person or business entity;

 engaging in any data mining, data harvesting, data extracting or any other similar

activity in relation to this Website;

 using this Website to engage in any advertising or marketing.

Certain areas of this Website are restricted from being access by you and Cornerstone Adjustment Group, LLC may further restrict access by you to any areas of this Website, at any time, in

absolute discretion. Any user ID and password you may have for this Website are

confidential and you must maintain confidentiality as well.

No Warranties

This Website is provided “as is,” with all faults, and Cornerstone Adjustment Group, LLC express no

representations or warranties, of any kind related to this Website or the materials

contained on this Website. Also, nothing contained on this Website shall be interpreted

as advising you.

Limitation of liability

In no event shall Cornerstone Adjustment Group, LLC, nor any of its officers, directors and employees, shall

be held liable for anything arising out of or in any way connected with your use of this

Website whether such liability is under contract.  Cornerstone Adjustment Group, LLC, including its officers,

directors and employees shall not be held liable for any indirect, consequential or

special liability arising out of or in any way related to your use of this Website.

Indemnification

You hereby indemnify to the fullest extent Cornerstone Adjustment Group, LLC from

and against any and/or all liabilities, costs, demands, causes of

action, damages and expenses arising in any way related to your

breach of any of the provisions of these Terms.

Severability

If any provision of these Terms is found to be invalid under any applicable law, such

provisions shall be deleted without affecting the remaining provisions herein.

Variation of Terms

Cornerstone Adjustment Group, LLC is permitted to revise these Terms at any time as it sees fit, and by

using this Website you are expected to review these Terms on a regular basis.

Assignment

The Cornerstone Adjustment Group, LLC is allowed to assign, transfer, and subcontract its rights and/or

obligations under these Terms without any notification. However, you are not allowed to

assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms constitute the entire agreement between Cornerstone Adjustment Group, LLC and you in

relation to your use of this Website, and supersede all prior agreements and

understandings.

Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the

State of Delaware, and you submit to the non-exclusive jurisdiction of the state and federal

courts located in DE for the resolution of any disputes.

Refund Policy

It is the policy of Cornerstone Adjustment Group, LLC  to refund any overpayment within a 30-day period back to the

person who paid the overpayment to Cornerstone Adjustment Group, LLC. Refunds will be mailed to the address we

have on file at the time of the refund or refunded to the card used in the transaction.

 Cornerstone Adjustment Group, LLC operates the CornerstoneAdjustmentGroup.com This page informs you of our policies regarding the

collection, use, and disclosure of personal data when you use our site and the choices you have

associated with that data. We use your data to provide and improve the site. By using the site, you

agree to the collection and use of information in accordance with this policy.

Definitions:

 Site is the CornerstoneAdjustmentGroup.com website 

 Personal Data means data about a living individual who can be identified from those data (or from

those and other information either in our possession or likely to come into our possession).

 Usage Data is data collected automatically either generated by the use of the site or from the site

infrastructure itself (for example, the duration of a page visit).

 Cookies are small pieces of data stored on your device (computer or mobile device).

 Data Controller means the natural or legal person who (either alone or jointly or in common with

other persons) determines the purposes for which and the manner in which any personal

information are, or are to be, processed. For the purpose of this Privacy Policy, we are a Data

Controller of your Personal Data.

 Data Processors (or Service Providers) means any natural or legal person who processes the data on

behalf of the Data Controller. We may use the services of various Service Providers in order to

process your data more effectively.

 Data Subject (or User) is any living individual who is using our site and is the subject of Personal

Data.

Information Collection and Use

We collect several different types of information for various purposes to provide and improve our site to

you.

Types of Data Collected

Personal Data

While using our site, we may ask you to provide us with certain personally identifiable information that

can be used to contact or identify you (“Personal Data”). Personally identifiable information may

include, but is not limited to:

 Email address

 Current and former names

 Phone Number

 Address, State, Province, ZIP/Postal code, City

 Social Security Number

 Date of birth

 Cookies and Usage Data - This information is collected so that Cornerstone Adjustment Group, LLC can

communicate with you regarding your account, and sometimes to verify that you are the proper

party to discuss the account with. If you are making a payment through our payment portal,

Cornerstone Adjustment Group, LLC and/or a third-party vendor will collect the information necessary to

process your payment exactly as you have authorized and not for any other purpose. When you

provide your personal information to Cornerstone Adjustment Group, LLC through our website or through our

payment portal we use this information only for the purpose you are providing it, and the

information is kept secure and is not disseminated for any other use except that which is

required by law. Access to your information is limited only to appropriate employees of the

company and in some instances to the originator of the account.

Usage Data

We may also collect information how the site is accessed and used (“Usage Data”). This Usage Data may

include information such as your computer’s Internet Protocol address (e.g. IP address), browser type,

browser version, the pages of our site that you visit, the time and date of your visit, the time spent on

those pages, unique device identifiers and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our site and hold certain

information.

Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies

are sent to your browser from a website and stored on your device. Tracking technologies also used are

beacons, tags, and scripts to collect and track information and to improve and analyze our site.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However,

if you do not accept cookies, you may not be able to use some portions of our site.

Examples of Cookies we use:

 Session Cookies– We use Session Cookies to operate our site.

 Preference Cookies– We use Preference Cookies to remember your preferences and various

settings.

 Security Cookies– We use Security Cookies for security purposes.

Use of Data

Cornerstone Adjustment Group, LLC uses the collected data for various purposes:

 To provide and maintain our site

 To notify you about changes to our site

 To allow you to participate in interactive features of our site when you choose to do so

 To provide customer support

 To gather analysis or valuable information so that we can improve our site

 To monitor the usage of our site

 To detect, prevent and address technical issues

Legal Basis for Processing Personal Data Under General Data Protection Regulation (GDPR)

If you are from the European Economic Area (EEA), Cornerstone Adjustment Group, LLC legal basis for collecting and

using the personal information described in this Privacy Policy depends on the Personal Data we collect

and the specific context in which we collect it.

Cornerstone Adjustment Group, LLC may process your Personal Data because:

 We need to perform a contract with you

 You have given us permission to do so

 The processing is in our legitimate interests and it’s not overridden by your rights

 To comply with the law

Retention of Data

Cornerstone Adjustment Group, LLC will retain your Personal Data only for as long as is necessary for the purposes set

out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply

with our legal obligations (for example, if we are required to retain your data to comply with applicable

laws), resolve disputes, and enforce our legal agreements and policies.

Cornerstone Adjustment Group, LLC will also retain Usage Data for internal analysis purposes. Usage Data is generally

retained for a shorter period of time, except when this data is used to strengthen the security or to

improve the functionality of our site, or we are legally obligated to retain this data for longer time

periods.

Transfer of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers

located outside of your state, province, country or other governmental jurisdiction where the data

protection laws may differ than those from your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we

transfer the data, including Personal Data, to United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your

agreement to that transfer.

Cornerstone Adjustment Group, LLC will take all steps reasonably necessary to ensure that your data is treated securely

and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an

organization or a country unless there are adequate controls in place including the security of your data

and other personal information.

Disclosure of Data

Disclosure for Law Enforcement

Under certain circumstances, Cornerstone Adjustment Group, LLC may be required to disclose your Personal Data if

required to do so by law or in response to valid requests by public authorities (e.g. a court or a

government agency).

Legal Requirements

Cornerstone Adjustment Group, LLC may disclose your Personal Data in the good faith belief that such action is necessary

to:

 To comply with a legal obligation

 To protect and defend the rights or property of CACi

 To prevent or investigate possible wrongdoing in connection with the site

 To protect the personal safety of users of the site or the public

 To protect against legal liability

Security of Data

The security of your data is important to us, but remember that no method of transmission over the

Internet, or method of electronic storage is 100% secure. While we strive to use commercially

acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

“Do Not Track” Signals

We do not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser

to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web

browser.

Your Data Protection Rights Under General Data Protection Regulation (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights.

Cornerstone Adjustment Group, LLC aims to take reasonable steps to allow you to correct, amend, delete, or limit the

use of your Personal Data.

If you wish to be informed what Personal Data we hold about you and if you want it to be removed from

our systems, please contact us.

In certain circumstances, you have the following data protection rights:

 The right to access, update or to delete the information we have on you. Whenever made

possible, you can access, update or request deletion of your Personal Data directly within your

account settings section. If you are unable to perform these actions yourself, please contact us

to assist you.

 The right of rectification. You have the right to have your information rectified if that

information is inaccurate or incomplete.

 The right to object. You have the right to object to our processing of your Personal Data.

 The right of restriction. You have the right to request that we restrict the processing of your

personal information.

 The right to data portability. You have the right to be provided with a copy of the information

we have on you in a structured, machine-readable and commonly used format.

 The right to withdraw consent. You also have the right to withdraw your consent at any time

where Cornerstone Adjustment Group, LLC relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to such requests.

You have the right to complain to a Data Protection Authority about our collection and use of

your Personal Data. For more information, please contact your local data protection authority in

the European Economic Area (EEA).

Credit Reporting Agencies

Your information, including Personal Data, may be sent to the national credit reporting agencies. If this

occurs, all reporting of your information, including Personal Data, to the national credit reporting

agencies will be done in accordance with all applicable credit reporting laws, including the Fair Credit

Reporting Act.

Service Providers

We may employ third party companies and individuals to facilitate our site (“Service Providers”), to

provide the site on our behalf, to perform site -related services or to assist us in analyzing how our site is

used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are

obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Service Providers to monitor and analyze the use of our site.

 Google Analytics Google Analytics is a web analytics service offered by Google that tracks and

reports website traffic. Google uses the data collected to track and monitor the use of our site.

This data is shared with other Google services. Google may use the collected data to

contextualize and personalize the ads of its own advertising network. You can opt-out of having

made your activity on the site available to Google Analytics by installing the Google Analytics

opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js,

and dc.js) from sharing information with Google Analytics about visits activity. For more

information on the privacy practices of Google, please visit the Google Privacy & Terms web

page: https://www.google.com/intl/en/policies/privacy/



Links to Other Sites

Our site may contain links to other sites that are not operated by us. If you click on a third-party link, you

will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every

site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of

any third-party sites or services.

Children’s Privacy

Our site does not address anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you

are a parent or guardian and you are aware that your Children has provided us with Personal Data,

please contact us. If we become aware that we have collected Personal Data from children without

verification of parental consent, we take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the

new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our site, prior to the change becoming

effective and update the “Last Updated” date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy

are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

By email: Admin@CornerstoneAdjustmentGroup.com

By visiting this page on our website: CornerstoneAdjustmentGroup.com